THE FAMILY ECONOMY

HIRE the Kids

Most families treat business and household as separate systems. One generates income. The other consumes it.

The Family Economy changes that.

When you legally employ your children, income flows strategically, assets compound, and the next generation inherits both wealth and the wisdom to preserve it.

Financial capability doesn’t happen by accident. It’s built — intentionally — through a Family Economy.

ENTREPRENEURS RAISE ENTREPRENEURS

Get good grades, go to college, get a job

You didn’t. You built something instead. And most entrepreneurs hand their children the exact script they themselves rejected, because nobody ever handed them an alternative.

That alternative is a framework, not a speech. It has five parts.

The S.H.A.R.E. framework

S - sire Children

Who should hire their kids?

Entrepreneurs with children under 18 and a sole proprietorship or single-member LLC. The entity matters more than the income. It is the difference between a structure that holds and one that produces a correction.

H - hire the Kids

How does it work?

Real work. A written job description. A rate benchmarked against what that job pays outside your family. Records kept the way you would keep them for any other employee. This is not a lesson about entrepreneurship — it is a payroll record.

A - Acquire Assets

Why would you do it?

A custodial Roth IRA requires earned income. Most children have none, so most children cannot open one. Yours can — because they worked. The dollar does not leave your family. It changes seats.

R - retire debt

What is the real enemy?

Not tax. Interest. Your lender wrote the schedule you are paying on, and it was written to serve them. Reclaimed wages aimed at principal change that schedule — and aimed in the right order, they change it by years.

e - establish empire

When should you start?

Now, because the window closes at 18 and every year of delay is a year that cannot be recovered. What passes down is not money. It is a documented system your children already know how to run.

Five words. Five Questions

Sire. Hire. Acquire. Retire. Empire. Five words. Five questions. One structure.

Your child's first job should be in your business.

Employing your children legally moves income out of your bracket and into theirs, turns wages into assets they own decades early, and builds a family economy that outlasts you. It does not work for everyone, and the entity you trade under decides whether it works for you..

Find out if your family qualifies

The Four Outcomes

Tax Savings

How much stays in the family?

Legitimate wages for legitimate work are deductible from business income. The dollar doesn't disappear — it moves out of your bracket and into theirs.

Debt Reduction

How much sooner is it gone?

Wages you were already spending on your children become principal instead. Aimed in the right order, that changes the payoff schedule by years, not months.

Growth Projection

What is a childhood of wages worth?

A custodial Roth requires earned income, which is why most children can't open one. Yours can. The projection shows what those years become by the time they're thirty.

Legacy Plan

What happens when you stop?

What passes down isn't a balance. It's a documented system your children have already been running since they were old enough to work.

Why four reports?

One decision produces four consequences, and they feed each other. The tax you keep is what retires the debt. The debt you retire is what frees the investment. Separating them is the only way to see the whole thing.

Where do the numbers come from?

Your entity, your income, your children's ages, your actual balances. Nothing here is an illustration — every figure is built during the consultation from your own numbers, which is why the assessment comes first.

It does not work for everyone.

Two answers decide it: whether you have children under 18, and how your business is taxed. Five questions, two minutes, and you will know before you leave this page.

Find out if your family qualifies

THE FAMILY ECONOMY

One System. Two Books. Three Generations. Four Outcomes

The Hire the Kids system measures success through four concrete outcomes: Tax Deduction, Debt Reduction, Asset Growth, and Legacy. Together, The Parental Journey and The Parental Guide provide the complete roadmap for achieving all four.

ONE SYSTEM. FOUR OUTCOMES.

The parental journey - James Guy

This is where the Family Economy starts. You’ll learn how to legally employ your children, shift income from your high tax bracket to their zero bracket, and use family employment wages strategically to accelerate debt payoff and build long-term wealth — all while keeping your documentation audit-ready.

Learn the principles to achieve four outcomes:

Outcome 1: Tax Savings — Shift income from your high tax bracket to your child’s zero bracket, eliminate FICA/Medicare taxes for sole proprietorships, and calculate your family’s exact annual savings potential
Outcome 2: Debt Reduction — Use strategic income allocation to accelerate debt payoff, build emergency reserves without impacting cash flow, and create financial stability for both business and household
Outcome 3: Asset Growth — Open Custodial Roth IRAs that grow tax-free for life, fund 529 college plans using earned income, and harness the power of early investment and compounding
Outcome 4: Legacy — Teach children that wealth is earned not given, install the financial mindset that carries across three generations, and build the economic framework your family operates within for decades

ONE FAMILY. THREE GENERATIONS.

The parental Guide - James Guy

The Parental Guide is the complete operational framework for transforming your family business into a legacy-building system. Built around the Rich Kid vs. Poor Kid paradigm, this book shows you how to raise children who don’t just inherit wealth — they inherit the capability to create it, manage it, and pass it down.

Learn the principles to build across three generations:

Generation 1 (You) — The operational systems, documentation, and legal structures that protect your business and employ your children compliantly
Generation 2 (Your Children) — Real-world business experience, ownership fluency, and economic confidence built through years of participation — not handouts
Generation 3 (Their Children) — A family that doesn’t just inherit assets, but inherits the work ethic, decision frameworks, and entrepreneurial spirit that built them

The window closes at 18.

Every year you wait is a year of structure your child does not get back. Two minutes will tell you whether this applies to your family.

Find out if your family qualifies

TESTIMONIALS

Real Families. Real Outcomes. Real Results.

Business Owners Building Family Economies

Discover how business-owner families are implementing the Family Economy to achieve tax deductions, debt reduction, asset growth, and legacy—while raising financially competent children.

Vil Johnikin "Learned so much!"

"Great book! Really helped us understand how to get our kids involved in our business as stakeholders and give them the tools and mindset to own their own business in the future."

Jason Rodriguez "Life-Changing Wisdom!"

"Reading 'Hire the Kid: The Parental Journey' was a revelation! The author seamlessly blends their entrepreneurial journey with invaluable parenting insights. It's not just a book; it's a guide to transforming your family and business. Kudos!"

Michael Williams "Empowering and Insightful!"

"As a business owner and parent, 'Hire the Kid' resonated deeply with me. The author's insights into financial education and instilling an entrepreneurial spirit in kids are empowering. 'The Parental Journey' and 'The Parental Guide' are both gems for any parent seeking to leave a lasting legacy."

Emily Chen "Practical and Inspiring!"

"'Hire the Kid: The Parental Guide' is a must-read for any parent juggling business and family life. The author's practical strategies and personal anecdotes make it both relatable and inspiring. This book has become my go-to resource for balancing it all."

Most Choicing

Our curriculum is designed to engage and challenge children at every stage

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.

Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.